Take Control of Debt – Without Losing Your Home
As a Real Estate Broker and Foreclosure Specialist, my first goal is to help you avoid losing your home. One of the most effective ways to do that is by getting your other debts under control—credit cards, personal loans, medical bills, and even IRS or state tax debt.
What We Offer (Free to You)
I provide free, confidential debt and money consultations focused on practical solutions, not sales pitches.
At no cost, we can help you with:
- – Personal Budget Creation & Analysis
- – Personal Debt Solutions & Strategy
Why I Am Qualified to help and recommendations: click HERE
Why I Recommend Trusted Affiliates
I believe in giving great service and spending quality time with each person I meet. But sometimes you may need full-time, specialized support. Much as I would want, my goal is to help as may people as possible avoid foreclosure.
What Our Affiliate Partners Can Help With
- – Credit card & unsecured debts
- – Medical bills & personal loans
- – Business debt negotiation
- – IRS and state tax debt
- – Lawsuits and judgments
- – Debt consolidation and settlement
Service Descriptions:
- Personal Budget Creation / Analysis: Do you know where your money is going? Can or should you negotiate with creditors? How much are you spending on your mortgage or credit cards? What are your basic financial goals?
- Personal Debt Solutions: Getting out of debt can be a challenge and requires a commitment to staying within your new budget. We can help you set this up, but sometimes it takes a little more. If you need more there are programs that can help.
- Credit / Debt Counseling Debt Management: These are programs that negotiate with your creditors and work to lower your payments. In most cases this will involve the closing of some or all of your credit cards.
- Debt Settlement: This is a serious program. Credit lines closed. Negative long-term effects on your credit. Lower payments for a set amount of time to become debt free.
- Legal Services: We always encourage seeking legal help before entering into any contract or commitments. For debt, many typically offer two option;
- Chapter 7 Bankruptcy: This may eliminate most debt. Will be on your credit report for up to 10 years. Strict guidelines exist to qualify. Requires USDOJ Counseling.
- Chapter 13 Bankruptcy: This is a structured debt repayment program. Will be on your credit report for up to 10 years. Strict guidelines exist to qualify. Requires USDOJ Counseling.
Explore all options to see if this or another program is better for you. Ask your bankruptcy attorney for their opinion. Requires USDOJ Counseling.
How the Process Works
- Start with a Free Consultation
- Review All of Your Options
- Choose a Plan That Fits You
- Stay in Communication
Types of Programs We May Discuss
- Budgeting & Personal Debt Solutions
- Credit / Debt Counseling & Debt Management
- Debt Settlement Programs
- Legal Options & Bankruptcy
Some Affiliate Links to Consider
- Credit Counseling click HERE
- Debt Management Company click HERE
- Debt Settlement Company 1 click HERE
- Debt Settlement Company 2 click HERE
Bankruptcy
Already in Foreclosure or Worried About Losing Your Home?
If you’re behind on your mortgage or facing foreclosure timelines, I offer free foreclosure & foreclosure redemptions consultations tailored to Michigan homeowners.
Now That The Sheriff’s Sale Has Happened
We need to talk as you may have options you do not realize. Click HERE to learn more about the Michigan Redemption Period.
Ready to Talk or just have questions? ? Click HERE to set an appointment.
Or Call (734) 362-9511 to schedule your consultation.